( 12 Окт 2017 )

Инвестиционное страхование жизни

Инвестиционное страхование жизни требует понимания дух вещей: 1) различия между четырьмя видами страхования жизни и 2) цели этих различных видов страхования жизни. Традиционно страхование жизни в виде «страхования всей жизни» или постоянного страхования жизни считалось частью надежного инвестиционного портфеля. Этот вид страхования может обеспечить возврат инвестиций в виде дивидендов при выходе на пенсию, а затем денежную выгоду при смерти.

Между тем «срок страхования жизни», который не выплачивает дивиденды, не считался финансовым вложением. Тем не менее, многие люди по-прежнему считают это надежной инвестицией в финансовую безопасность, поскольку она выплачивает денежную выгоду семье страхователя (или другим бенефициарам) после смерти страхователя. Страховщики также предлагают разнообразное страхование жизни и универсальное страхование жизни, каждый из них обладает своими преимуществами и недостатками.

Времена изменились, и большинство инвестиционных консультантов больше не рекомендуют своим клиентам приобретать страхование всей жизни в качестве инвестиций. Срок страхования жизни по-прежнему является важной частью вашей финансовой головоломки, если у вас есть люди, которые полагаются на вас для финансовой поддержки. Поэтому ваши индивидуальные потребности в страховании жизни будут зависеть от вашей личной ситуации.

комментариев 35 на «Инвестиционное страхование жизни» »

  1. Leo пишет:

    I always was concerned in this subject and stock still am,
    thanks for posting.

  2. Катрин пишет:

    Многие так или иначе сталкивались с предложением о страховании жизни. Скорее всего, отказывались, так как это непопулярный инструмент у населения. Правильно ли вы сделали, если отказались? А если не отказались, то правильную ли страховку жизни выбрали?

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    Главной специализацией нашего предприятия является создание и расчет всех видов оптических систем , а также изготовление отдельных оптических элементов и готовых объективов на заказ согласно пожеланиям клиента .
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    изготовление объективов, оптических деталей и приборов

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